Premier Private Credit Platform in the Midwest
Grow and Protect Your Wealth Through Stable, Predictable Income Secured by Real Estate
What We Do
Simplestate is a direct balance-sheet lender providing short-term, asset-backed loans for residential and commercial real estate projects across Midwestern markets.
With a decade of disciplined lending and proven returns, we offer investors access to consistent, secured income backed by real assets. Our vertically-integrated platform combines underwriting, loan servicing, and asset management under one roof, allowing for transparency, control, and consistent results.
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Fund Highlights
Attractive Returns
Steady, above-market yields backed by tangible real estate assets.
Passive Income
We handle sourcing, underwriting, and servicing; you receive distributions.
Diversification
Access to real estate debt, an asset class independent of traditional equities.
Institutional Approach
Rigorous underwriting and risk management with a proven track record.
Hands-Free Investing
Earn real estate income without tenants, management, or market timing.
Why Investors Choose Simplestate
A disciplined, relationship-driven approach to private real estate credit
Stability
An investment in Simplestate funds offer stable, real estate investment options that are not correlated to the stock market. Even though there is more money invested in real estate than in equities, generally, real estate gets less attention from most investors. Simplestate makes it easy for investors to participate in the strong real estate market.
Diversification
Our loans offer access to private real estate investments that exist outside traditional markets, providing valuable diversification and a hedge against market swings.
Capital Preservation
We focus on protecting investor capital first. Every lending decision is made with a disciplined approach to minimize downside risk and maintain asset security.
Experience
With 10 years of experience and more than $92 million deployed, Simplestate’s team brings deep real estate expertise, operational transparency, and long-term relationships that drive consistent performance.